INSURANCE

DO YOU HAVE SOME?  My wife and I grew up in a small town and so we knew each other all our lives.  Went to the same school, church and parties.  Our collective parents had no insurance.  Other than car insurance.  When we had a medical situation, they just paid the bill. Whether it was for medical Dr.s Eye Dr's or Dentist's, our parents just paid what was billed. When my wife and I were married, we were in the same situation.  Even though we were working, we had only car insurance.  When we went to the Dr. we paid the charge for the visit. After we had been married a few years I went to work for the Mining company and we had medical insurance through the company.  After I had been there for a while, the union came in and a contract was negotiated and medical insurance, which I already had, was included in the contract.  I always had insurance through the company,  When I retired after 40 years, I was of so I had Medicare.  Mandated by law. I had to sign up for Medicare. No choice.  Then Barack Obama was elected President and he and the congress decided that every one should have health care. So the ADA or Obama Care was crafted.  It was done behind closed doors and Nancy Pelosi said "We are going to have to pass it to find out what is in it". And they did. And we did.  Premiums went up and now, several years later, there are people who don't have insurance because they can't afford the premiums. Many States, Like Arizona, have pulled out of the market altogether.  Are there some good things in the ACA. Yes there is.  Like Insurance company's can't refuse someone because of pre existing conditions.  There are others.  Now, Donald Trump and Congress are trying to craft a new health care act and come up with something better. And cheaper.  There have been so many conflicting reports on the news about this new health care act, that we have no clue what is in it.  Are they going to have to pass it to see what is in it?  I would like to see a law that said insurance company's couldn't turn someone away. Make insurance actually affordable.  And let the medical professionals charge a fee that could be paid by the general public of they choose not to have insurance at all.  Insurance has turned into a racket, and it is we the people that are paying. One way or another.  It would be better for the government to get out of the way altogether, with the possible exception of an oversight bureau. Or some semblance of such.  And that is the VIEW FROM THE DITCH BANK